If your income comes from wages, AI is your competition.
If your income comes from assets, AI is your employee.That single idea will decide who gets richer in the next decade.
This has happened before.
When machines replaced farm labor, workers lost jobs.
Farm owners got richer.
When factories automated, workers were replaced.
Factory owners won.
When the internet arrived, employees used email.
Platform owners built empires.
Same story.
Different technology.
AI is not here to help employees work harder.
It’s here to replace labor.
And that’s not evil.
That’s capitalism.
Schools are still training people for jobs.
AI is eliminating jobs.
That gap is where wealth will transfer.
Employees will compete with AI.
Entrepreneurs will own AI.
Investors will profit from both.
The mistake most people make is thinking AI is a skill.
It’s not.
AI is leverage.
Just like factories, computers, and the internet were leverage.
The rich won’t use AI to write emails faster.
They’ll use AI to replace departments.
They won’t ask:
“How do I keep my job?”
They’ll ask:
“How do I own the system?”
My rich dad never taught me to fear technology.
He taught me to own it.
AI belongs on the right side of the CASHFLOW Quadrant:
Business owners and investors.
If you’re paid by the hour, AI is your competition.
If you’re paid by cash flow, AI is your employee.
That’s the dividing line.
Technology has never destroyed wealth.
Lack of financial education has.
The next generation won’t be divided by race, gender, or degrees.
It will be divided by this question:
Did you work for AI…
or did you own it?
History already answered what happens next.
By Robert Kiyosaki
